Below Market Rate Homebuyer Program

For questions regarding the City's BMR Program for first-time homebuyers, please contact the City's Administrator, HouseKeys:

Morgan Hill Office:  358 Digital Drive, Morgan Hill, CA 95037
Mailing Address: 409 Tennant Station #495 | Morgan Hill, CA 95037
Office: 1-877-460-KEYS (5397) | Fax: 408-684-8830

Current BMR Pricing (updated 11/30/2022) (PDF)

BMR Development Standards (PDF)

Eligibility, Program information, and new buyer/applicant information can be found at the HouseKeys website or by contacting HouseKeys at 1-877-460-KEYS(5397) and following the instructions below:

  • First Step: Select City (Morgan Hill) Press 1 
  • Second Step: Select Program Type: 
  • (Ownership Program) Press 1
  • (Loan Program) Press 2
  • Or contact via email

Home Buyer Orientation: One of the first steps in learning more about purchasing a Below Market Rate Home is to attend a free 1½  hour HouseKeys Home Buyer Orientation where you will learn about the application process, lotteries, restrictions and requirements. NOTE: All applicants, co-applicants, married and domestic partnerships are required to attend before participating in a Lottery.

To register for orientation, please visit 

Current BMR Homeowners

Please contact Below Market Rate Program Asset Manager, Christina Enriquez with HouseKeys at 408-684-8788 or via email to Christina Enriquez.  

Homeowner inquiries may include reviewing 
your existing affordability restrictions, resale restriction packet, financing summary, refinancing process and guidelines, and your BMR Resale Value. Please contact Christina to ensure the necessary steps are followed to adhere to your affordability restrictions.